Make an online payment

Firstly you know that what is Online Payments then you closely know the how to make an online payments. There are several different schemes for online payment.

• Online credit or debit card payment. They are generally accepted by businesses when they sell online. The card issuer or a third party such as WorldPay or SecureTrading verifies the card information and pays the seller after deducting a commission. For consumers, paying with a credit card gives them a degree of security against non-delivery or fraud but only for transactions worth more than £100. 
• Payments can be made by email using a service like PayPal. Money is transferred between two electronic accounts which are topped up using a credit card or bank transfer and accumulated funds can be moved to a bank account. These services often include buyer and seller protection; allow instant payments and give buyers a degree of comfort that the identity of a seller has been confirmed.
• Other, less common forms of online payment include: SMS billing, dialler billing and pre-pay accounts.
• Escrow isn’t a form of payment in itself but it is sometimes used for high-value online purchases and auctions. This is what happens:
  • The buyer transfers the funds for the goods to a third-party escrow service, such as Escrow.com or Auctionchex.com (always use a trusted escrow service which is recommended by an auction site).
  • The seller, confident that funds are available, ships the goods.
  • The buyer confirms receipt of the goods.
  • The escrow service releases the payment to the seller.
• Money transfer, such as Western Union or MoneyGram, allows money to be sent to numerous agents around the world where recipients can collect the money in cash. While it has many legitimate uses, especially for sending money to friends and family, this form of payment is not recommended for online auction or online shop payments. 
• Internet banking. Most financial institutions offer their customers the ability to check their balances, transfer funds, and pay utility bills or friends and family online.

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